Top 5 Tips for Choosing a Credit Card

1. Always read the fine print of your card holdercompanies and not you…
agreement. We've all heard the nightmare stories that4. If you're going to get a credit card want not earn
our friends tell us about how they signed up for thissome rewards. There are so many different credit
credit card and the APR on the credit card is throughcard companies partnering with Airlines, hotels,
the roof. Always make sure to read over yourrestaurants, etc. that it would be foolish not to try to
agreement.get some reward out of your credit card. The more
2. Research your credit card online before signing up.you spend the more you get back. Amazon uses a
So you know what card you want to sign up for, nowpoints system with MasterCard. For every $2500 you
research it. Find out what people are saying online.spend with your Amazon credit card you earn a $25
People on the internet write reviews on anything thesegift certificate from Many individuals use there credit
days. Credit cards are no different. Just type creditcards to accumulate frequent flyer miles. If you're a
card reviews into Google and see what you get back.traveler, why not?
3. Don't be fooled by intro APR offers. Yes, it's wise to5. Beware of annual fees. Many prestigious cards
look for these offers but avoid being tricked. Manycharge an annual fee to be a card member. It's
times the APR will be overly high after your intro offerstandard practice for American Express. If you want
ends and by that time you probably owe money onto be in there little club than expect to pay an annual
the credit card and that's when you're APR goes intofee. Many times your annual fee will be in the card
effect. These offers usually benefit the credit cardholder agreement, so make sure you read it over.