| 1. Always read the fine print of your card holder | | | | companies and not you… |
| agreement. We've all heard the nightmare stories that | | | | 4. If you're going to get a credit card want not earn |
| our friends tell us about how they signed up for this | | | | some rewards. There are so many different credit |
| credit card and the APR on the credit card is through | | | | card companies partnering with Airlines, hotels, |
| the roof. Always make sure to read over your | | | | restaurants, etc. that it would be foolish not to try to |
| agreement. | | | | get some reward out of your credit card. The more |
| 2. Research your credit card online before signing up. | | | | you spend the more you get back. Amazon uses a |
| So you know what card you want to sign up for, now | | | | points system with MasterCard. For every $2500 you |
| research it. Find out what people are saying online. | | | | spend with your Amazon credit card you earn a $25 |
| People on the internet write reviews on anything these | | | | gift certificate from Many individuals use there credit |
| days. Credit cards are no different. Just type credit | | | | cards to accumulate frequent flyer miles. If you're a |
| card reviews into Google and see what you get back. | | | | traveler, why not? |
| 3. Don't be fooled by intro APR offers. Yes, it's wise to | | | | 5. Beware of annual fees. Many prestigious cards |
| look for these offers but avoid being tricked. Many | | | | charge an annual fee to be a card member. It's |
| times the APR will be overly high after your intro offer | | | | standard practice for American Express. If you want |
| ends and by that time you probably owe money on | | | | to be in there little club than expect to pay an annual |
| the credit card and that's when you're APR goes into | | | | fee. Many times your annual fee will be in the card |
| effect. These offers usually benefit the credit card | | | | holder agreement, so make sure you read it over. |