| Everyone is trying to give advice on what
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| | experienced a more than 1200% growth in
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| to do with your money. There are
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| | the past 3 years. Buy it. You need to
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| numerous shows, infomercials, etc... Many
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| | have a good, solid play in the oil,
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| charge a lot of money and make huge
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| | energy sector. They don't have the best
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| promises and then you find out it was a
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| | dividends, but with their growth who
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| scam, bad advice, etc... I am going to
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| | cares? I also recommend buying natural
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| show you how I averaged 187% returns on
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| | gas - Piedmont Natural Gas (PNY) is the
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| all my investments last year and over
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| | steadiest, safest player in this field.
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| 500% for the last 3 years. I will tell
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| | Great dividends and rock solid - it won't
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| you how to prosper in 2006 and make it
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| | give you the gains of XTO but will
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| your best year ever. And the best thing
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| | average out some of the peaks and lows.
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| is I won't charge you a penny. This is
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| | Buy it. Remember to get diversified so
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| for real and all my advice is easily
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| | find a financial DRIP like Banco Popular
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| verified. Make 2006 your best year
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| | (BPOP) - a great spanish bank ripe for a
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| ever!1. Fire your commision based
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| | takeover that pays great dividends.7. For
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| financial planner. Get a fee-based
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| | instant diversification, steady growth
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| financial planner (look them up on
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| | and solid dividends use an ETF (Exchange
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| Google). Commission based like
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| | Traded Fund). Unlike mutual funds, etf's
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| Prudential, American Express, Allstate,
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| | can be traded throughout the day just
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| etc... are only going to show you
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| | like stocks. Choose an ETF that tracks a
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| products that give them fat commisions.
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| | major or minor stock index (for better
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| In otherwords you will not get the help
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| | diversification). I recommend IJR - it
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| you really need. And a lot or all of
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| | provides the best growth and dividend
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| your earnings will be negated and
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| | return of the ETF's. Buy IJR. Remember
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| squandered on these heavy commissions.
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| | do not put more than 20% of your
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| You need a non-biased financial planner
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| | investment portfolio under any one stock
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| who will find you the best investments
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| | or ETF - diversification is the key to
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| regardles of what company has them. Fire
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| | amassing great wealth.8. Learn that no
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| your commission based financial
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| | matter how hard you work for someone else
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| planner.2. Never ever buy whole life
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| | you will never be paid what you are
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| insurance! It is basically a big money
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| | worth. You will only be paid what you
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| maker for the agent (commissioned
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| | are worth when you realize this and
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| financial planner) - it is their highest
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| | decide to go into business for yourself.
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| commission product - why do you think
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| | Do your homework first and pick something
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| they push it so hard? Two words are all
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| | you like that can be turned into a
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| you need to remember - TERM LIFE! Buy
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| | moneymaker. Remember 70% of new small
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| term for twenty years. You will save a
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| | businesses fail mostly due to poor
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| ton and it is dirt cheap! Put your life
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| | planning. You will make mistakes, we all
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| in gear and you won't have to worry about
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| | do, but its how you interpret those
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| anything after those twenty years.
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| | mistakes and what you learn from them
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| Remember term life good - whole life
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| | that makes the difference.9. Whatever
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| bad.3. Learn to stop impulse buying. If
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| | your religion, pray and read your bible.
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| you can't afford to pay cash don't buy
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| | If you trust and have faith in God you
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| it. Tear up your credit cards except for
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| | will be provided with what you need. The
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| one emergency card. The only purpose of
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| | steps above will provide you with
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| a credit card is to make huge profits for
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| | financial freedom and wealth. If you let
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| the bank or store that gave you that
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| | him, God will provide you with
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| card. If you have debts get a plan
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| | understanding, happiness, meaning to
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| together to get them paid off. A fee
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| | life and less stress. Studies have shown
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| based financial advisor can help you with
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| | that people who pray and have faith are
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| this. Remember, accessories don't make
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| | healthier and live longer. What good
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| the man, owning your own home and being
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| | does all that money do if you can't enjoy
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| financially independent does.4. Take 10%
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| | it and help others with it? Volunteer.
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| of your disposable income and invest it -
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| | Be a Big Brother. Help others out. Once
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| pay yourself first - it works. If you
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| | you have become successful please help
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| can arrange for your employer to take it
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| | others to do the same. Pray, read your
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| out of your paycheck or otherwise make it
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| | bible and volunteer.There you have it -
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| automatic that is best. If you don't see
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| | if you follow this advice you will
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| it, you won't miss it. If your employer
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| | undoubtedly be well on your way to
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| has a 401K program max it out.
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| | financial freedom and happiness. And
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| Especially if they have a percentage
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| | there's more easily proven and helpful
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| match contribution - thats free money.
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| | advice here than in all those
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| $50 here and a $100 there may not seem
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| | infomercials and books you see on TV like
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| like much, but it will compound fast.
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| | no money down realestate, the greatest
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| And the larger your investments get the
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| | vitamin, paytrading, etc... Fire your
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| more they will make. Ther rich learned
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| | commissioned investment advisor. Stay
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| that they can only earn so much
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| | away from Whole Life and only purchase
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| themselves, but their money can gro to
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| | Term Life - you will save tons.Learn to
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| the point where it will earn far more
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| | pray and read your bible. Do yourself a
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| than you could ever earn. Get started
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| | favor and print this out. If you care
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| saving and investing.5. Switch your auto
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| | about your friends give it to them. Put
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| insurance to Progressive - Regardless of
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| | it in your email lists. If you believe in
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| what the commercials say they are the
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| | helping others and making the world a
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| lowest price, best service, and best deal
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| | better place then pass it on to everyone
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| - period! Do you think your local agent
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| | you can. These ideas and stock tips will
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| and those paid endorsers work for free -
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| | provide you and everyone else with solid
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| they get paid from your higher fees and
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| | gains for years and a greater chance at
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| commissions (it has to come from
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| | financial freedom. The best thing is it
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| somewhere). Remember it adds up - an
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| | didn't cost you a cent.Just do me a favor
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| extra $200 - $800 saved per year from
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| | and visit and promote my sites listed
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| your insurance invested correctly will be
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| | below ( and Maillie is a chemist with
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| worth $20,000 really fast.6. Invest in
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| | over 12 years experience in biochemical
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| DRIPs - Direct Reinvestment Plans. Many
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| | research and clynical analysis. He is an
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| of the top companies have these and it
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| | alumni of Cornell University and
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| allows you to invest for very low or no
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| | specializes in biochemical synthesis for
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| trading fees (some even give you a
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| | public, private, and governmental
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| discount so it actually ends up paying
| |
| | interests. He holds numerous patents
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| you just to invest - I like that). Exxon
| |
| | including his recently awarded patent for
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| Mobil (XOM) and Cross Timbers Oil Co.
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| | headlight repair, cleaner and restorer.
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| (XTO) are hot oil DRIP's. XTO has
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| | He can be reached at M.D.
|
