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Fiscal Exams

For decades men of vision have regardedbankruptcy  courts  and  credit  committees.
businesses as living organisms with the
ability to react to stimuli and respond toCould this have been avoided? In many cases
the pressures of the marketplace. In theit was. During these times, a CPA we'll call
modern swell of progress, businesses at theBob consulted with one circuit board
cutting edge of competition are pumping iron,manufacturer whose main customers were prime
revisiting their diets and using consultantsdefense contractors. Bob served as their
and experts like aerobic conditioners in"fisician." He and his client determined that
programs to maximize strength and powers offor this particular company to compete they
endurance, to ensure excellence on theneeded to take aggressive action in a number
playing fields of Wall Street or Venturaof areas. First, in order to price
Boulevard. The best companies are those ineffectively, they had to institute a system
the condition of excellence, are those, likewhich accurately described the costs incurred
championship athletes, who are in excellentin the manufacture of each of the boards the
condition.company produced. They then needed to
institute a system of production controls
If a man wants to improve his health andwhich tracked orders throughout the
conditioning, he goes to his physician for aproduction process to determine the most cost
physical examination. He allows himself to beefficient use of machinery and manpower. They
poked and prodded, stuck with needles andalso needed to review quality control
strapped to machines so that he can discoverprocedures and testing at all stages of
the answer to a single question: how am Iproduction to reduce scrap and, with it, the
doing? This is what he asks his familycost of producing their circuit boards. Then
doctor. How am I doing? Certainly, it's thethey held meetings with the company as a
man's own body he's asking about, but thewhole and with individual departments to get
physician/consultant is trained to tell himeveryone involved in the "new" operations, to
all the things he doesn't know about hisobtain employee input, which was incorporated
interior and its health, about thewhen applicable into the streamlining of
prescription for diet and exercise that willoperations, and to get people excited about
make  him  more  fit  and  productive.what they were doing. They let them know how
important they as employees were to the
The rules of health apply to the bodycompany and how their efforts would lead to
business as well. When was the last time yourincreased efficiency and profitability. And
company had a fiscal examination? What kindthey established a profit sharing plan in
of shape is your business in? How is itwhich all participated, so that employee
doing? Where do you find a "fisician" toefforts  also  proved  monetarily  rewarding.
answer these questions? Look no farther than
your full-service certified public accountingThis company survived and grew while
firm. Full-service CPA's have years ofcompetitors died. There was no magic
experience dealing with business conditionsinvolved, just an accurate reading of the
and assessing the relative health of theexternal and internal conditions affecting
companies with which they deal. They know howone circuit board manufacturer, an accurate
to recognize the telltale signs of change,diagnosis of the problems facing the company,
both in their clients' operations and in theand the production and implementation of a
marketplace, and are able to makeprescription  for  change.
observations and recommendations regarding
those  changes.What Bob did was perform a fiscal examination
of his client. What his investigation of
Take the case of XYZ, Inc., the well-knownfactors extrinsic and intrinsic to that
manufacturer of printed circuit boards. Forcompany revealed, he shared with his client,
years all XYZ had to do to secure aand his client acted upon those findings. The
government purchase order for military-useclient acknowledged the existence of a
circuit boards was to make a bid. The priceproblem when he retained Bob, sort of like
was what XYZ said it was. No questions wereyou and I do when we go to the family doctor
asked. No answers were offered. And all wereand tell him we're not feeling good, and the
happy in this paradise in which cost andfamily doctor checks us over and tells us
price were no object, in which scrap was justwhat  we  need  to  do  to  feel  better.
trash. There was heavy demand, barely enough
suppliers to meet that demand and hugeBut doctors insist that we see them at times
backlogs of orders. And then the Presidentwhen we're not feeling ill. They want us to
and Congress decided that maybe we had enoughhave a check-up once a year so that we can
new weapons systems, that maybe we didn'tsee if there are any conditions present of
require a military as large as it was andwhich we are each unaware but which, if
that maybe we could cut back in what we spentundiscovered, might prove injurious or even
for military hardware. Things changed. Demandfatal to us. We don't tell our doctors that
decreased while the number of suppliersthey're being excessive, that we think
remained the same. What do you thinkthey're just trying to line their own pockets
happened?at our expense. Because we know they're not.
They have our health and welfare at heart;
What happened was that companies saw theirthey want us to be patients for a long, long
orders from the government begin to shrivel.time. So are full-service certified public
They began to compete for orders that theiraccounting firms. Your CPA wants you as a
competitors had been filling at whateverclient to be around for a long, long time.
price they could charge. GovernmentWhen he recommends a complete fiscal exam for
procurement agents saw this and pittedyour business, it's so that he can uncover
suppliers against one another in biddingany potentially life-threatening conditions
wars. Competition for available jobs droveexisting in your business before those
prices down. Costs remained constant orconditions can do serious damage, so that he
increased. Those companies which lacked fullcan proactively keep his clients resourceful
job costing systems or had failed to monitorand competitive in today's marketplace. No
quality sufficiently well to reduce scrapone wants to see a client panhandling on a
rates on complex multi-layered circuit boardsWall Street corner, muttering, "I coulda been
found themselves in unfamiliar territory,a  contender."
losing orders, losing money and losing out.
Many circuit board manufacturers died,Call your CPA today. Don't ask him how he's
including XYZ. If obituaries were written,doing. Ask him how you're doing. Arrange for
they were written in the business sections ofa fiscal exam to find out. You'll be thankful
newspapers. The only funerals which wereyou did.
attended at all were presided over by



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