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Fiscal Exams

For decades men of vision have regardedand credit committees.
businesses as living organisms with theCould this have been avoided? In many
ability to react to stimuli and respondcases it was. During these times, a CPA
to the pressures of the marketplace. Inwe'll call Bob consulted with one
the modern swell of progress, businessescircuit board manufacturer whose main
at the cutting edge of competition arecustomers were prime defense
pumping iron, revisiting their diets andcontractors. Bob served as their
using consultants and experts like"fisician." He and his client determined
aerobic conditioners in programs tothat for this particular company to
maximize strength and powers ofcompete they needed to take aggressive
endurance, to ensure excellence on theaction in a number of areas. First, in
playing fields of Wall Street or Venturaorder to price effectively, they had to
Boulevard. The best companies are thoseinstitute a system which accurately
in the condition of excellence, aredescribed the costs incurred in the
those, like championship athletes, whomanufacture of each of the boards the
are in excellent condition.company produced. They then needed to
If a man wants to improve his health andinstitute a system of production
conditioning, he goes to his physiciancontrols which tracked orders throughout
for a physical examination. He allowsthe production process to determine the
himself to be poked and prodded, stuckmost cost efficient use of machinery and
with needles and strapped to machines somanpower. They also needed to review
that he can discover the answer to aquality control procedures and testing
single question: how am I doing? This isat all stages of production to reduce
what he asks his family doctor. How am Iscrap and, with it, the cost of
doing? Certainly, it's the man's ownproducing their circuit boards. Then
body he's asking about, but thethey held meetings with the company as a
physician/consultant is trained to tellwhole and with individual departments to
him all the things he doesn't know aboutget everyone involved in the "new"
his interior and its health, about theoperations, to obtain employee input,
prescription for diet and exercise thatwhich was incorporated when applicable
will make him more fit and productive.into the streamlining of operations, and
The rules of health apply to the bodyto get people excited about what they
business as well. When was the last timewere doing. They let them know how
your company had a fiscal examination?important they as employees were to the
What kind of shape is your business in?company and how their efforts would lead
How is it doing? Where do you find ato increased efficiency and
"fisician" to answer these questions?profitability. And they established a
Look no farther than your full-serviceprofit sharing plan in which all
certified public accounting firm.participated, so that employee efforts
Full-service CPA's have years ofalso proved monetarily rewarding.
experience dealing with businessThis company survived and grew while
conditions and assessing the relativecompetitors died. There was no magic
health of the companies with which theyinvolved, just an accurate reading of
deal. They know how to recognize thethe external and internal conditions
telltale signs of change, both in theiraffecting one circuit board
clients' operations and in themanufacturer, an accurate diagnosis of
marketplace, and are able to makethe problems facing the company, and the
observations and recommendationsproduction and implementation of a
regarding those changes.prescription for change.
Take the case of XYZ, Inc., theWhat Bob did was perform a fiscal
well-known manufacturer of printedexamination of his client. What his
circuit boards. For years all XYZ had toinvestigation of factors extrinsic and
do to secure a government purchase orderintrinsic to that company revealed, he
for military-use circuit boards was toshared with his client, and his client
make a bid. The price was what XYZ saidacted upon those findings. The client
it was. No questions were asked. Noacknowledged the existence of a problem
answers were offered. And all were happywhen he retained Bob, sort of like you
in this paradise in which cost and priceand I do when we go to the family doctor
were no object, in which scrap was justand tell him we're not feeling good, and
trash. There was heavy demand, barelythe family doctor checks us over and
enough suppliers to meet that demand andtells us what we need to do to feel
huge backlogs of orders. And then thebetter.
President and Congress decided thatBut doctors insist that we see them at
maybe we had enough new weapons systems,times when we're not feeling ill. They
that maybe we didn't require a militarywant us to have a check-up once a year
as large as it was and that maybe weso that we can see if there are any
could cut back in what we spent forconditions present of which we are each
military hardware. Things changed.unaware but which, if undiscovered,
Demand decreased while the number ofmight prove injurious or even fatal to
suppliers remained the same. What do youus. We don't tell our doctors that
think happened?they're being excessive, that we think
What happened was that companies sawthey're just trying to line their own
their orders from the government beginpockets at our expense. Because we know
to shrivel. They began to compete forthey're not. They have our health and
orders that their competitors had beenwelfare at heart; they want us to be
filling at whatever price they couldpatients for a long, long time. So are
charge. Government procurement agentsfull-service certified public accounting
saw this and pitted suppliers againstfirms. Your CPA wants you as a client to
one another in bidding wars. Competitionbe around for a long, long time. When he
for available jobs drove prices down.recommends a complete fiscal exam for
Costs remained constant or increased.your business, it's so that he can
Those companies which lacked full jobuncover any potentially life-threatening
costing systems or had failed to monitorconditions existing in your business
quality sufficiently well to reducebefore those conditions can do serious
scrap rates on complex multi-layereddamage, so that he can proactively keep
circuit boards found themselves inhis clients resourceful and competitive
unfamiliar territory, losing orders,in today's marketplace. No one wants to
losing money and losing out. Manysee a client panhandling on a Wall
circuit board manufacturers died,Street corner, muttering, "I coulda been
including XYZ. If obituaries werea contender."
written, they were written in theCall your CPA today. Don't ask him how
business sections of newspapers. Thehe's doing. Ask him how you're doing.
only funerals which were attended at allArrange for a fiscal exam to find out.
were presided over by bankruptcy courtsYou'll be thankful you did.



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