| Financial planning | | | | millionaire once said, "I am glad I am |
| Everyone needs money for his or her | | | | worth at least 10% of what I earn". |
| sustenance, comfort and old age. Does | | | | Better late than never, just sit with a |
| the hard earned money really used for | | | | planner and take stock of where you are |
| this purpose? How many of us still try | | | | now. Jot down your financial position as |
| hard to make ends meet just to fulfill | | | | of today. Set long time and short time |
| every months basic needs? When this is | | | | goals in life and set a imeline to |
| the case how can we save money from the | | | | achieve that goal in time. Then |
| meager income that we get? How much is | | | | carefully think about how you can |
| really too much money? How can we grow | | | | achieve the goal and what you can do to |
| or make optimal use of the finance that | | | | go where you want to go. Attitude is |
| we normally handle? Questions like this | | | | very important in any major life changes |
| cloud our minds most often as we fail to | | | | that you might ncounter. Thus set your |
| manage our finances efficiently. | | | | attitude as if you are planning a |
| Who we are or how much we earn is of | | | | vacation. So you first decide the |
| less concern as long as we can manage | | | | vacation spot, and then set out to make |
| and plan our finances wisely. A pauper | | | | reservations, then packyour bag and then |
| can become rich and a rich man can | | | | leave. |
| suddenly lose his wealth if his | | | | Financial planning is just like your |
| financial planning is improper. Usually | | | | vacation planning. First you should fix |
| people blame their stars for their | | | | your target, then make certain changes |
| misfortune. They go in search of | | | | in your life style, like cutting down |
| astrologers who will live out of them by | | | | your pizza or sacrificing your cigars, |
| changing their names and houses. They | | | | then pack up or wind up your extra |
| find solace in blaming others be it God | | | | expenses and start the savings plan when |
| or stars for their backdrop. Insecurity | | | | that is dome just relax and enjoy the |
| and thoughts of one's future might lead | | | | fruits of your unparallel and diplomatic |
| to depression and frustration. | | | | achievement. Your money will start |
| "Make hay while the sunshine's" as the | | | | growing and so will your self-esteem and |
| popular saying goes is the golden rule | | | | self-confidence and finally you are |
| every human being should definitely | | | | efficient and capable to finance your |
| follow. We earn to live happily with | | | | kids higher studies or retire peacefully |
| comforts but we forget to pay ourselves | | | | with the recurring income from the |
| for all the hard work we put in. we pay | | | | timely savings. |
| for everything in this world, do we pay | | | | Financial planning provides the |
| ourselves for the service we do to our | | | | reassurance that your future in Canada |
| family, nation and society. | | | | and all around the world that secures |
| In the western countries they make it a | | | | you to live in the comfort as you would |
| habit to save 10% of their personal | | | | like. |
| income for their own future use, a | | | | |