| Going into retirement without having done any form of | | | | in with both feet before it's too late. |
| financial planning is to be compared with walking the | | | | Surveys have shown that up to 75% of people are |
| high-wire without a net! Everything is fine whilst the | | | | barely earning enough to cover their bills, therefore |
| going is good, but come the first glitch or setback and | | | | have no means of saving to provide an income for |
| disaster is just around the corner.I don't mean to be the | | | | their retirement. These people are going to be reliant |
| bearer of bad news here, but the sooner you realize | | | | upon social security in retirement. Do you think there |
| that something needs to be done about the situation, | | | | will be enough to go round? I wouldn't bet on it!It is |
| the easier it will be to get something started. | | | | important to bite the bullet and take stock now. Find |
| You need to sit down today and take a look into the | | | | yourself a good financial planner, these people are |
| future, try and imagine what sort of lifestyle you will | | | | there to help.Start clearing your debts, pay off the |
| want to be living in your retirement. Do you imagine | | | | small loans etc. first whilst maintaining minimum |
| you will just be able to carry on with your present day | | | | payments on the bigger loans, the smaller loans get |
| to day life? If so, you are going to need some method | | | | paid off quicker and you can then take the money you |
| of producing the same income as you are earning | | | | where paying on the small paid off loans, and add it to |
| now, BUT WITHOUT WORKING! sorry to shout but I | | | | the monthly, bigger loan payments. You will get a |
| thought you needed to be woken from your | | | | sense of achievement when the small loans are out of |
| daydream!Do you have savings that are predicted to | | | | the way and be encouraged to see the bigger loans |
| be earning interest equivalent to your present | | | | being reduced in a shorter period of time.Needless to |
| earnings? if so, take a pat on the back, but just to be | | | | say, when the loans are paid off, continue to pay the |
| sure, I would check again. The words "predicted | | | | amount you were paying on the loans into some form |
| earnings" and "future forecast" together with high | | | | of savings investment fund, hey! you got by without |
| percentage figures, are terms that are freely hinted | | | | the money in the past, surely you can get by for now |
| upon by policy salesmen at the time of signing, but | | | | and take the money when you need it; IN |
| somehow avoided nearer to the time of payment!Did | | | | RETIREMENT!Please feel free to use this article in |
| you take immediate advantage of the kind offer of | | | | your web-site or Ezine on the understanding that this |
| joining the company retirement plan? with the even | | | | resource box is included in its entirety.Author: Thomas |
| better offer of employer matching contributions? | | | | G. Holmshaw has compiled a vast amount of |
| OUCH! why ever not? they were offering you free | | | | information on the topic of retirement. |
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| thrown in, (I think Albert Einstein phrased it differently, | | | | retirement. |
| but you get the idea) if you still have the chance, jump | | | | |