| Going into retirement without having done any | | | | chance, jump in with both feet before it's |
| form of financial planning is to be compared | | | | too late. |
| with walking the high-wire without a net! | | | | |
| Everything is fine whilst the going is good, | | | | Surveys have shown that up to 75% of people |
| but come the first glitch or setback and | | | | are barely earning enough to cover their |
| disaster is just around the corner.I don't | | | | bills, therefore have no means of saving to |
| mean to be the bearer of bad news here, but | | | | provide an income for their retirement. These |
| the sooner you realize that something needs | | | | people are going to be reliant upon social |
| to be done about the situation, the easier it | | | | security in retirement. Do you think there |
| will be to get something started. | | | | will be enough to go round? I wouldn't bet on |
| | | | it!It is important to bite the bullet and |
| You need to sit down today and take a look | | | | take stock now. Find yourself a good |
| into the future, try and imagine what sort of | | | | financial planner, these people are there to |
| lifestyle you will want to be living in your | | | | help.Start clearing your debts, pay off the |
| retirement. Do you imagine you will just be | | | | small loans etc. first whilst maintaining |
| able to carry on with your present day to day | | | | minimum payments on the bigger loans, the |
| life? If so, you are going to need some | | | | smaller loans get paid off quicker and you |
| method of producing the same income as you | | | | can then take the money you where paying on |
| are earning now, BUT WITHOUT WORKING! sorry | | | | the small paid off loans, and add it to the |
| to shout but I thought you needed to be woken | | | | monthly, bigger loan payments. You will get a |
| from your daydream!Do you have savings that | | | | sense of achievement when the small loans are |
| are predicted to be earning interest | | | | out of the way and be encouraged to see the |
| equivalent to your present earnings? if so, | | | | bigger loans being reduced in a shorter |
| take a pat on the back, but just to be sure, | | | | period of time.Needless to say, when the |
| I would check again. The words "predicted | | | | loans are paid off, continue to pay the |
| earnings" and "future forecast" together with | | | | amount you were paying on the loans into some |
| high percentage figures, are terms that are | | | | form of savings investment fund, hey! you got |
| freely hinted upon by policy salesmen at the | | | | by without the money in the past, surely you |
| time of signing, but somehow avoided nearer | | | | can get by for now and take the money when |
| to the time of payment!Did you take immediate | | | | you need it; IN RETIREMENT!Please feel free |
| advantage of the kind offer of joining the | | | | to use this article in your web-site or Ezine |
| company retirement plan? with the even better | | | | on the understanding that this resource box |
| offer of employer matching contributions? | | | | is included in its entirety.Author: Thomas G. |
| OUCH! why ever not? they were offering you | | | | Holmshaw has compiled a vast amount of |
| free money, even better, tax free money with | | | | information on the topic of retirement. |
| the best invention since sliced bread; | | | | |
| namely, compound interest thrown in, (I think | | | | Please visit our web-site to discover many |
| Albert Einstein phrased it differently, but | | | | more quality articles, tips and advice |
| you get the idea) if you still have the | | | | covering all aspects of retirement. |