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Financial Planners & Your Money

I see people handing over money to ashares when they get your money and not wait
financial advisor or broker or fund managerfor the right time and price. They don't
and expecting them to make money for them allautomatically know how to make money just
the time. Granted it's their job - howeverbecause  they  are  fund  managers.
70-80% of them don't do better than the
market  average.Don't get me wrong. Not all brokers,
financial advisors and fund managers are in
In my time mentoring and coaching people inthis bracket. Some do know how to make money
the share market I have met many with sadas  well.
stories about how their trusted broker or
financial advisor took their money and lostHow  can  you  take  control?
lots of it. Well in reality what happens is
that people hand their money to the broker orBy teaching yourself how to make your own
advisor or fund manager quite willingly. Mostshare investment decisions without the aid of
inexperience investors loose money in thebrokers, financial advisors or fund managers.
share market. This includes brokers,
financial  advisors  and  fund  managers.By making sure you get plenty of practice at
it without risking your funds so when you do
I have coached brokers and fund mangers oninvest real money you are confident that you
making above average profits from the sharewill get a better return than the average,
market. Why would that be the case if theywhich also includes most brokers, financial
already  knew  how  to  do  it?advisors  and  fund  managers.
Brokers know how to sell brokerage. That'sSecondly I constantly meet people who are
what they do. They don't automatically knowtaking  advice  from people who are not rich.
how to make money just because they are
brokers.People come to us with stories about where
they get their share tips from. Some are
Financial advisors know about investment law,quite frightening. Most tips lead to
know what they need to disclose, know whichfinancial disaster. Occasionally one might
fund manager pays them the most commissionpay off, but that is rare. Fancy putting you
for putting other peoples money into theirmoney  into  a share tipped by a taxi driver.
funds and know how not to get sued. They
don't automatically know how to make moneyUnless the taxi drive has made a pile of
just  because  they  are  financial advisors.money from shares. In that case he is worth
listening to. Again there's one main way to
Fund managers know how to buy shares theyfix it - and I've given it to you above.
think might do well. They are obliged to buy



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