| Did you know that 43% of all married
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| | Daniel Smith a noted financial expert
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| couples argue over money issues, making
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| | cited in The Marriage Medics, future
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| it the major reason couples fight? If you
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| | arguments over finances can be avoided by
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| and your spouse handle money differently,
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| | simply communicating, creating an
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| now is the time to talk, establish
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| | understanding of expectations, setting
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| expectations, and draw up a financial
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| | objectives and agreeing on a financial
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| plan.Money is a very big part of a
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| | roadmap.The Marriage Medics outlines the
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| marriage. Having enough to spend, and to
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| | following financial plan of attack for
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| do the things each wants to do, is
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| | couples of any age:1. Stop living beyond
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| important to both parties. When couples
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| | your means.2. Treat the household like a
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| are not able to do that, then other
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| | business.3. Create an income-and-expense
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| issues pop up in the relationship. When
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| | statement.4. Create a balance sheet.5.
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| husband and wife are not on the same page
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| | Create a budget.6. Figure out how to pay
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| as far as family finances go, other
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| | down your debt. Agree on a plan of action
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| difficulties inevitably arise.Effective
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| | in which you both share equally in
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| communication often emerges as the most
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| | cutbacks.7. Find ways to cut expenses.8.
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| difficult obstacle to establishing goals
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| | Go on a debt diet starting with the
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| and expectations, and developing a
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| | little stuff.9. Have only one credit card
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| financial plan. Many of us have been
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| | for your entire family.10. Celebrate when
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| taught during childhood that discussing
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| | you pay off a debt.There are many
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| money is somehow inappropriate. Couples
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| | resources for help in creating family
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| must understand that it is not only
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| | budgets and living within them. For
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| appropriate but absolutely necessary to
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| | instance, Jim Miller, a Registered
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| managing finances in a marriage. Just as
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| | Investment Advisor, author of Retire
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| finances must be planned in a business,
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| | Dollar Smart, and the host of a financial
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| they must also be planned in a marriage.
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| | advice radio show is an excellent source.
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| You must communicate in spite of any
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| | Visit his web site at: In sum, married
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| difficulty.For example, how do you get
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| | couples have an important opportunity to
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| your spouse to understand that he or she
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| | plant the seeds for a healthy marriage by
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| will need to curb their spending habits
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| | simply talking with each other, being
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| so that you both can begin putting money
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| | realistic about expectations, and making
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| away?There s got to be a viable
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| | that financial plan. Money
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| agreement, because most couples discover
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| | matters!Copyright 2005 Cynthia
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| that a lack of money, a lack of spending
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| | CooperNOTE: You may run this article
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| control, or a lack of fall-back savings
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| | provided you run it with the bio box
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| eventually causes other problems in a
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| | intact. Please email a copy of your
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| marriage. Little things grow into much
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| | publication with article in it to Cynthia
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| bigger things. However, as emphasized by
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| | Cooper, Ph.D.
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