Growth Stocks to better increase your retirement plans!

In Proverbs 12:15 the Bible says "the way of a foolValue." I decided to use the facts and figures from
seems right to him, but a wise man listens to advice."Galvin and Carter's research because it is more recent
This verse, along with several others, helps me to(2006).
realize that shifting some of my clients' assets intoThe Facts
growth stocks would be a wise idea for now. Many ofFrom a cyclical perspective, growth shares are priced
you probably noticed changes in your portfolios,at nearly a 40% discount to their longer-term
particularly in your US stock asset class. The changes Irelationship against value stocks. The four year
made were to add growth stocks as well asduration of value out performance is matched only by
large-cap stocks to your holdings. So now you have athe period from 1973-1976. The money that is allocated
more truly diversified holding of US stocks than you didto growth mutual funds currently stands at the lowest
before these changes took place.percentage of total equity assets on record. The price
So why did I decide to add growth stocks to yourto sales and the price-to-earnings ratios for growth
portfolios after avoiding them for many years. Thereand value stocks are starting to become more and
are many reasons why I decided to make this changemore even. The premium historically placed on future
and I could show you literally pages full of graphs thatrevenues created by growth stocks would be labeled
support the future probability of a nice come back byas a "value". Another area that continues to concern
growth stocks. In this edition of The Entrusted Stewardme about value stocks, as a sector, is that financial
I'm going to touch on just a few.stocks which make up roughly one third of all value
First let us define exactly what growth stocks arestocks are starting to experience poor performance
compared to value stocks. Growth stocks typicallybecause of increases in interest rates. These same
have higher price to book ratios, forecasted earningsinterest rate increases are causing crude oil price
growth rate, and price-to-earnings ratios than valuestabilization or a possible decrease and this is going to
stocks. They also generally pay little or no dividendshelp tech stocks, in my opinion. Technology stocks
where as value stocks pay higher dividends. This is amake up roughly one third of most growth indexes.
very basic definition of what a growth stock isOver the past two years technology stocks have
compared to the value stock. Why are growth stocksperformed opposite to energy stocks.
valued higher than value stocks? The reason is thatI've picked two of the most convincing graphs, to me,
value stocks are seen to be out of favor compared tofor at least moving a portion of your portfolio into
growth stocks. Also, growth stocks are anticipated orgrowth stocks from value. I have always liked value
forecasted to have better earnings and revenue thanstocks because during bear markets they do not go
value stocks.down as much as growth stocks and that is why I'll
Much of the information in this newsletter comes fromalways have a portion of value stocks in your
research of growth stocks in a recent white paperportfolios (for those with appropriate risk and goals).
written by Tom Galvin and Rich Carter with US trustTo summarize many of the graphs not pictured here in
institutional titled, "The Return of Growth Stockthis newsletter, growth stocks became tremendously
Investing." A year ago, I read a similar article by Benoverpriced in 2000 and since then have become a
Inker of GMO Investments titled, "The Problem withgood buy.