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Growth Stocks to better increase your retirement plans!

In Proverbs 12:15 the Bible says "thewith Value." I decided to use the facts
way of a fool seems right to him, but aand figures from Galvin and Carter's
wise man listens to advice." This verse,research because it is more recent
along with several others, helps me to(2006).
realize that shifting some of myThe Facts
clients' assets into growth stocks wouldFrom a cyclical perspective, growth
be a wise idea for now. Many of youshares are priced at nearly a 40%
probably noticed changes in yourdiscount to their longer-term
portfolios, particularly in your USrelationship against value stocks. The
stock asset class. The changes I madefour year duration of value out
were to add growth stocks as well asperformance is matched only by the
large-cap stocks to your holdings. Soperiod from 1973-1976. The money that is
now you have a more truly diversifiedallocated to growth mutual funds
holding of US stocks than you did beforecurrently stands at the lowest
these changes took place.percentage of total equity assets on
So why did I decide to add growth stocksrecord. The price to sales and the
to your portfolios after avoiding themprice-to-earnings ratios for growth and
for many years. There are many reasonsvalue stocks are starting to become more
why I decided to make this change and Iand more even. The premium historically
could show you literally pages full ofplaced on future revenues created by
graphs that support the futuregrowth stocks would be labeled as a
probability of a nice come back by"value". Another area that continues to
growth stocks. In this edition of Theconcern me about value stocks, as a
Entrusted Steward I'm going to touch onsector, is that financial stocks which
just a few.make up roughly one third of all value
First let us define exactly what growthstocks are starting to experience poor
stocks are compared to value stocks.performance because of increases in
Growth stocks typically have higherinterest rates. These same interest rate
price to book ratios, forecastedincreases are causing crude oil price
earnings growth rate, andstabilization or a possible decrease and
price-to-earnings ratios than valuethis is going to help tech stocks, in my
stocks. They also generally pay littleopinion. Technology stocks make up
or no dividends where as value stocksroughly one third of most growth
pay higher dividends. This is a veryindexes. Over the past two years
basic definition of what a growth stocktechnology stocks have performed
is compared to the value stock. Why areopposite to energy stocks.
growth stocks valued higher than valueI've picked two of the most convincing
stocks? The reason is that value stocksgraphs, to me, for at least moving a
are seen to be out of favor compared toportion of your portfolio into growth
growth stocks. Also, growth stocks arestocks from value. I have always liked
anticipated or forecasted to have bettervalue stocks because during bear markets
earnings and revenue than value stocks.they do not go down as much as growth
Much of the information in thisstocks and that is why I'll always have
newsletter comes from research of growtha portion of value stocks in your
stocks in a recent white paper writtenportfolios (for those with appropriate
by Tom Galvin and Rich Carter with USrisk and goals). To summarize many of
trust institutional titled, "The Returnthe graphs not pictured here in this
of Growth Stock Investing." A year ago,newsletter, growth stocks became
I read a similar article by Ben Inker oftremendously overpriced in 2000 and
GMO Investments titled, "The Problemsince then have become a good buy.



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