| "Start watching your money, every single cent of it." I'm | | | | your wants. You have to be sensible and practical with |
| not kidding; each cent that you throw away can pile up | | | | your wants. If you don't really need to have something, |
| to become great expenses that will all go to waste. | | | | it is better to let it pass. Avoid window shopping too |
| What's the point of slaving ourselves on our jobs to | | | | often as they cause more unneeded wants. Stick to |
| earn more money that we are just going to throw | | | | your basic needs and to paying your fixed payments. |
| away? | | | | What is left in your budget, after establishing it, is your |
| A lot of people that I know say that they are | | | | passport to great wealth. |
| contented with what they have, a steady job, a nice | | | | Do your research and compare for prices. See what |
| income, a good corner office in the high floor, a great | | | | your options are. What's so great about globalization is |
| family and a great house. Some of them may be | | | | that because of the competition in the market, many |
| saying the truth, but there are also those that have | | | | businesses offer a wide array of discounts and |
| more inside than what they are saying. Some of them | | | | promos which can help us save in our purchases. You |
| don't even have the time to enjoy what they have | | | | can try the Internet, with so many e-businesses coming |
| because they spend all of their waking hours in their | | | | up, we would be able to visit a number of sites or |
| jobs just to make ends meet. Not that they are poor, | | | | shops that can provide the same product at |
| but because they spend so much, much more than | | | | competitive prices. Check out every detail of your |
| their income. | | | | purchase, you can be able to see if the shipping |
| Reading a few books and attending a few wealth | | | | charges are reasonable and whether it would be more |
| creation seminars, you will see that no matter how | | | | practical and cheaper than buying in your own locality. |
| hard we work and how much we earn, if we don't | | | | We should be stringent in our purchases but of course |
| have good financial literacy, we may be just working | | | | we should also give ourselves something we enjoy. |
| for naught. We also need to be able to develop good | | | | Try to get yourself something that is not so |
| spending habits. | | | | extravagant and expensive, yet would give a feeling |
| Knowing what is essential and what is just frivolous | | | | of satisfaction. Make a list of what you want. If you |
| would allow us to take into account where our money | | | | really think that it can give you some sense of |
| goes and if those expenditures are necessary. Wealth | | | | gratification and self fulfillment, try to reward yourself |
| creation gurus greatly stresses the great need to gain | | | | with it, as long as it doesn't ruin your budget and still |
| financial literacy. If we know where our money goes | | | | leave behind a substantial amount that you can use for |
| and if we control how our money is spent, we would | | | | your business and investments. Developing a good |
| be able to develop good spending habits and increase | | | | spending habit does not mean you have to suffer and |
| our cash flow. | | | | be a miser. |
| Back to the case in point. By scrutinizing all our | | | | * DISCLAIMER * |
| expenses we would be able to budget our money and | | | | The author only provides the material and information |
| save a significant amount to be used for investments. | | | | as a layperson's views about an important subject. |
| This money is what you will use to build your riches. | | | | The materials and information are from sources |
| Let's face it, diversifying our portfolio would provide us | | | | believed to be reliable and from his own personal |
| a better opportunity to amass wealth than just putting | | | | experience, but he neither implies nor intends any |
| it in banks. With the way inflation is raising, bank | | | | guarantee of accuracy. |
| interests don't really stand a chance. | | | | All the materials, information and procedure in this book |
| One great way of developing good spending habits | | | | are only the author's personal opinion. You must |
| the is by controlling your expenses. By doing so, you | | | | consult your own professional advisor and other |
| will have great accounting of all your cash flow. How | | | | reputable sources on any matter that concerns you or |
| to do this? There are simple but hard steps that one | | | | others. |
| must do. | | | | The author, publishers and distributors are not |
| First things first, we should have great self-discipline. | | | | competent and do not profess to give legal, |
| Before going to the mall or the grocery, make a list | | | | accounting, medical or any other type of professional |
| and make sure that you stick with that list. Some | | | | advice. The reader must always seek those services |
| people I know go to the grocery without a list and just | | | | from competent professionals who can review your |
| picks up everything they fancy. We should stick with | | | | own particular circumstances. |
| the list and a budget. Also, take a look at your options, | | | | The author, publisher and distributors particularly |
| some products are cheaper than others, take your | | | | disclaim any liability, loss, or risk taken by individuals who |
| time to compare. Learn to say no to others and to | | | | directly or indirectly act on the information contained |
| yourself. | | | | herein. All readers must accept full responsibility for |
| Your income can afford what you want if you limit | | | | their use of this material. |