Does That Off-the-Shelf Bookkeeping Software Really Save You Time and Money?

In today's society we are constantly being presentedIf the hourly wages for an employee including benefits,
with opportunities and suggestions that we can doequals $25 per hour and a business owners has to
everything ourselves and that it will save us money.spend an additional 2 hours each month managing and
This extends to business as well. Software companiestraining the employee then the direct costs are $475.
are selling bookkeeping software to run your business,The indirect costs are not as transparent or as easily
there are web site offering free advice for managingmeasured but may be even more significant. The
your business, and you can go to hundreds ofindirect costs can include lost sales opportunity,
websites to become incorporated at a fraction of thedecreased efficiencies and higher expenses in
cost of going to a qualified professional.operations, a decrease in customer service or overall
Does a small business actually save money by doingquality of services or products being sold, simply due to
these tasks themselves or do they inevitably costthe business owner having less time to spend
themselves money, time and opportunity. A smallmanaging the operations side of the business.
business owner has to wear multiple hats includingIndirect cost may even include mistakes due to an
being the president and owner, the sales andinsufficient understanding of the subject matter, laws
marketing team, financial and accounting specialist,or filing deadlines. It may also include in an inability to
administrator, HR guru and technician.access financing due to an improper corporate
The key to success for any business owner is tostructure or poor financial reports that lack supporting
identify those tasks that are essential and productivebackup documentation.
to growing their business and seeking assistance forIt has been our experience as a professional CPA firm
other tasks. The two most essential functions in anythat has looked at thousands of owner prepared
business are sales and operations - finding customersfinancial statements that the vast majority of them are
to sell to and providing them with the goods andincorrect and in many instances have contributed to
services you are delivering.the failure of a business.
All other functions of a corporation are non-coreFinally, lawyers, CPAs and other professionals will
functions. This is not to say that they are not important.typically spend more than a hundred thousand dollars
In fact having a good solid financial and accountinginvesting in their education and learning to practice in
system is essential to understanding the performancetheir respective fields. They then have to pass a
of your business and then using this information torigorous exam showing a proficiency and
effectively manage your business and make informedunderstanding of the knowledge in there respective
decisions is crucial to your success.fields. Most likely they will have dealt with hundred of
Most business owners do not have the knowledge,clients and thousands of unique situations. This
expertise and/or training in these disciplines to performexperience should not be minimized or dismissed.
these functions correctly. If they do have thisWhen the investment of hiring a professional CPA is
knowledge and expertise, is their time better spent onmatched against the direct and indirect costs of not
growing their business and managing their operationshiring a professional CPA, the decision will be a "no
or is it performing bookkeeping and financialbrainer." By hiring a professional CPA firm a business
administrative tasks?owner realizes the following benefits: he or she frees
I submit to you that the value of their time is best spentup valuable time to manage their business; the
growing and managing their business. The realty is,bookkeeping is done correctly so that the owner has
when an owner is spending time away from focusingaccurate timely financials to make informed decision;
on the core functions of the business he or she has afinancials are available to a banker or venture capitalist
direct cost that is associated with performing thosewhen financing is required; the business owner stays in
tasks as well as indirect costs.compliance with the tax laws.
The direct costs are quantifiable and can beAt the end of the day a CPA firm will end being one
measured. The cost of an employee or the businessof your most inexpensive but most valued members
owner managing his or her own books, running hisof your team. Not tapping into this knowledge and
payroll, filing sales tax or payroll tax reports, runningexperience puts the business owner that is not utilizing
financial reports, etc. multiplied by his or her hourlythese services at a disadvantage to their competitors
wages.who are making use of these services. The
If a business owner spends 15 hours per month oncompetitors that are utilizing these services and
bookkeeping, accounting or payroll tasks and their timetapping into this experience are saving time, money
is worth $50 per hour or more then the direct costsand capitalizing on opportunities that will contribute
are more than $750 per month. If an employee isdirectly to increasing both the top line - sales and
performing these tasks then all wages includingbottom line - net income.
benefits and payroll taxes have to be factored in asIf you are not currently using a CPA and trying to go it
well as the time an owner spends managing andalone, give a CPA firm a call and learn how they can
training the employee.put their experience and knowledge to work for you.