Accounting and Planning for a Tax Audit

A tax audit is usually not a welcoming experience forBecause interest on business loans is a deductible
anyone in business. Whether it is in part or total, thebusiness expense, the financial records will be
experience can be a minor problem if the audit is onlycompared with bank statements and other financial
about certain records, or a major dilemma inrecords to verify that the money on loan was actually
accounting for a complete audit of the business.used for business purposes.
If your business is notified of an audit, you will beWorkers' classifications will be examined to assure
informed of which part or parts of your tax return willthat all workers are classified properly. When a worker
be examined so that you can assemble the requiredis classified as an employee, the employer must make
documents. You must also make a decision as to whomandatory deductions and contributions to the proper
will represent you, yourself or hire a tax adviser. Unlesstaxing agencies and provide certain other employee
you are well versed in business tax law, it is advisablebenefits, including unemployment compensation.
to hire someone with expert knowledge in the field.Contract workers, as a rule, are classified as
However, if you decide to represent yourself andindependent contractors or self-employed workers
encounter a problem during the audit, the taxpayer "Billand are responsible for their own taxes, with no
of Rights" permits you to request a suspension of theemployee benefits. For this reason, data such as time
audit until you consult with a certified public accountant,cards, job descriptions, benefit plans, contracts and
tax attorney or until you are properly represented.other business records will be reviewed by auditors to
Although a professional representation costs money,ensure that independent contractors are categorized
you will be assured that the audit is done efficientlyseparately from regular employees.
and saves you time, stress and money.Your business payroll records, such as canceled
All available documents must be available forchecks, tax returns, deposits and other business
examination to support several crucial areas of therecords are reviewed to see if the data is processed
business that you reported on your tax return.in a complete, accurate and timely manner. Other
Beginning with income, your bank statements andinformation examined by auditors includes state,
deposit records for the income you reported will befederal and social security withholdings. Accounting
reviewed, along with sales records, receipts, generalpractices for custody of Medicare taxes,
ledger and other official accounting records. Proof ofunemployment compensation, along with salaries and
gifts you received, valuables, an inheritance orbonuses paid to owners and officers of your business
exchange of goods or services you received insteadare also reviewed to be confident they are justified
of cash, must be documented accordingly. Otherwise,and within industry standards.
the IRS could classify these as taxable income.Inspection of other business records may include
Accounting for indebtedness regarding your businessaccounting for such records as bank, customers,
will be examined carefully. Expense items such assuppliers and especially financial records regarding your
canceled checks, bank and credit card statements,tax reporting. Aside from business records, your
receipts, and other business records can be comparedstandard of living and personal finances may also be
with amounts reported on your tax return. Specialinspected to compare your current lifestyle with the
attention will be given to debts or business losses,income available on your tax return in order to
charitable contributions, travel, meal and entertainmentdetermine if they are consistent. A tax audit can be
expenses. Accurate records to validate theseextended to anyone who is knowledgeable about you
expenses are essential to confirm that only validand your financial situation.
business expenses were accounted for.