| Financial professionals are generally | | | | besides the leisurely ones? If you spent |
| perceived to be more concerned with the | | | | your entire life working this hard, then |
| fiscal side of your plans, especially | | | | the chances are good that golfing and |
| when it comes to retirement. And making | | | | traveling won't necessarily fill that |
| sure you have a comfortable savings to | | | | empty space that used to be occupied by |
| retire on, and enough to continue living | | | | long days at work. Make it clear what |
| the same lifestyle, are two extremely | | | | other activities you plan on |
| important things they do their best to | | | | participating in, whether that be a job |
| help you achieve. But it's a deeper | | | | or volunteer work. |
| knowledge and understanding of you as a | | | | 3) Your Legacy: It's essential that you |
| client that helps them truly succeed. | | | | make it clear to your financial |
| In fact, in order for them to truly know | | | | professional what you want to be |
| you as a person, a friend, and a client, | | | | remembered for. No one is a fan of |
| they need to be asking the right | | | | talking about death, but by making your |
| questions and you need to be sharing | | | | wishes and wants completely clear, your |
| with them more than just the bottom | | | | financial professional will be able to |
| line. | | | | assist you with your estate planning |
| These are just a few of the most | | | | needs. |
| important things to share with your | | | | By informing them what charities or |
| financial professional when you meet to | | | | causes you want to benefit after you're |
| discuss your retirement: | | | | gone (if any), they'll be able to plan |
| 1) Activities: It's vitally important | | | | more clearly. Oftentimes things are left |
| that you inform your financial | | | | unsaid during retirement and a person's |
| professional what activities you plan on | | | | estate doesn't always get distributed |
| participating in the most during | | | | the way they would have wanted. |
| retirement. Often, they assume that golf | | | | As a rule of thumb, you should remember |
| and traveling will take up the bulk of | | | | communication is the most important |
| your time. While that's often an | | | | aspect of retirement and estate |
| accurate prediction, it's also sometimes | | | | planning. Always communicate your full |
| too simple. Give them a long list of | | | | wishes to your financial professional, |
| things you want to do in retirement so | | | | even the ones you may think aren't as |
| they'll be able to understand what you | | | | important. |
| plan on doing in the future. In the | | | | The increased communication will mean |
| process, they'll get to know you better | | | | that nothing is left unsaid, and in the |
| as a person. | | | | process, your financial professional |
| 2) Your Passion: What did you enjoy | | | | will get to know you better and |
| about your life's work? What did you | | | | understand your wishes fully as they |
| enjoy doing the most? And what kind of | | | | help you make important financial |
| activities will you participate in | | | | decisions. |