What You Need to Know About Estate Planning

Most of us don't like to think about estate planning. Itreview your will every few years. Laws governing
seems morbid to think about our demise, so weestate planning can change frequently.
sweep it under the rug and don't prepare ourselvesMake sure to update your will any time there is a
and our families for the worst. However, withoutmarriage, divorce, death of a spouse, birth or adoption
estate planning, your family will have to deal with a tripof children, or a move to another state. Make sure the
to probate court.changes are made to your will as soon as possible.
Your loved ones will have enough to deal with, so takeFor example, you wouldn't want a child deprived of his
care of your planning and you'll be doing them a bigor her inheritance, or your ex-spouse to gain control of
favor.your estate. These examples should help you see
Can I Use Estate Planning Software?why proper planning is so important!
If you check your local computer store, you can usuallyTry to be disciplined and not allow more than a month
find several versions of planning software. You mayto go by after important events before you update
wonder, though, are they legally binding?your will as needed.
Will the information be applicable to my state and myWhat Else Is Involved in Estate Planning?
situation? The good news is that estate planningWhen handling your planning, you want to be sure not
software has never been more easy to use. Often,to miss any steps. Whether you use estate planning
you simply start the program, answer a series ofsoftware or have an attorney handle the necessary
questions, and the necessary documents aredocuments, you'll want to take great care to make
prepared, ready to print. However, you should still havesure that all the proprieties are observed.
all documents checked by an attorney.Make sure that your will is witnessed by the correct
Even with an attorney's fee, you can still save a lot ofnumber of people. Also, none of your witnesses should
money with planning software. The time it takes thebe your beneficiaries. Ascertain that you have a
lawyer to review your documents will be very shortnamed executor, and that this person is willing and able
compared to having original papers drawn up.to handle your estate when needed.
With software prices getting lower every day, you canSome of the planning choices that you'll need to make
find a good estate planning program for less than $50will be personal, such as guardianships for your children,
at most stores where software is sold.and some will be pure business, such as how to handle
What Do I Need Besides a Will?your stake in your family's company.
Assuming that you are over 21, you will need a healthWhen it comes to estate planning, each and every
care proxy and a durable power of attorney. Finddecision is important to your loved ones' futures. Don't
these forms in your planning software, or ask yourallow your distaste at the subject of planning to keep
lawyer.you from handling this task as soon as possible. If
They will save you a lot of time in case of anyou've never done any planning like this, start today.
emergency medical situation. These documentsIf you've had all of your pertinent estate planning
shouldn't need to be updated unless something drasticfinished for years, have it reviewed. It's just too vital to
happens, such as the person that you chose to havebe put off another day. Think of your family and get
power of attorney passes away, but you shouldgoing!