| Independent financial advisors are a must for | | | | tried retirement and finding they could not |
| any age group. The young just starting out on | | | | manage on the state pension, have had to |
| their career path cannot afford to waste | | | | return to work. Thanks to advances in medical |
| their hard earned cash - as tempting as it | | | | care, older people are living longer but this |
| may be. With today's precarious financial | | | | puts a financial burden on their retired |
| markets, the only way to get on the property | | | | children who are obligated to pay for care |
| ladder is by saving from a young age. | | | | homes. |
| | | | |
| University can bring financial difficulties | | | | The financial provision for retired people in |
| of its own and by the time young people leave | | | | the UK is the worst in the developed world |
| university they often find themselves heavily | | | | which means that after working hard and |
| in debt. An independent financial advisor can | | | | paying tax for a whole life time they are |
| be enlisted to help them cope with the | | | | still not free to enjoy their retirement. |
| situation and see light at the end of the | | | | |
| tunnel that isn't somebody bringing out | | | | Older people do bring wisdom and experience |
| another bill! | | | | to the workplace and as such, Nationwide |
| | | | building society have recognised this fact |
| Sometimes, people are quite happy to drift | | | | and have raised the age that their employees |
| along with their finances and manage to keep | | | | retire to 75. There are now 239 female |
| on top of them until the children come along. | | | | employees with this company aged 60 and over. |
| This puts a financial strain on a family that | | | | |
| you just wouldn't believe. An independent | | | | Perhaps, if they had used an independent |
| financial advisor will assist you in good | | | | financial advisor in their earlier years, |
| planning so you can enjoy your children | | | | this situation could have been avoided. |
| without excessive financial worries. | | | | |
| | | | The employees of nationwide are fortunate in |
| Another group of people that can always | | | | the fact that the company recognises their |
| benefit from an independent financial advisor | | | | worth. Others, particularly in the public |
| is the newly divorced. Often with property | | | | eye, are not so fortunate. Former female |
| that needs to be dealt with and cash from | | | | newsreaders of the BBC claim the company is |
| property sales, relations can become strained | | | | guilty of ageism because once the presenter |
| if all parties concerned do not feel like | | | | reaches a certain age, she is passed over for |
| they are getting a good deal. Also, from | | | | a younger model. |
| personal experience, I know it can be a | | | | |
| little daunting to know what to do for the | | | | This is with the assumption that young people |
| best with a lump sum of money when you have | | | | only want to watch programmes presented by |
| so many considerations for the future of | | | | the young but if they asked the general |
| yourself and your children. | | | | public they would know this is utter rubbish. |
| | | | |
| If an independent financial advisor is not | | | | So, it would seem that the rich and famous |
| used, you could end up like the generation of | | | | are not above needing an independent |
| retired women we now have who are finding | | | | financial advisor. It would seem that it can |
| they have no choice but to go back to work to | | | | disappear as quickly as you can make it |
| make ends meet. | | | | whatever your level of income and an |
| | | | independent financial advisor is always a |
| According to statistics, 1.27 million | | | | wise route to take. |
| pensioners are still working, many having | | | | |