| We all have pipedreams about our | | | | Recognise financial independence is more |
| finances, we dream that we will become | | | | important than high social status. ie. |
| prosperous and financially sucessful and | | | | the Louboutins are not worth spending |
| independent without having to do | | | | next month's mortgage payment on.... |
| anything, whether we attract it by luck, | | | | Do not be dependent on anyone else |
| marriage, inheritance or intelligence. | | | | financially, either an ex, your parents |
| This is nonsense. Sorry if that's a bit | | | | or friends. Stand on your own. |
| harsh sounding, maybe I've just popped | | | | Be self sufficient and teach your |
| your bubble? | | | | children to be self sufficient, |
| Well, Good! because you're never going | | | | otherwise you'll be paying their bills |
| to gain financial independence thinking | | | | when they're 30. |
| like that. | | | | Start recognising and exploiting |
| You must sacrifice self destructive | | | | marketing and money making |
| habits that are detrimental to your | | | | opportunities. |
| financial good health; exorbitant | | | | Save now and keep saving until you can |
| spending, destructive mindsets and an | | | | live off your interest and investment |
| inability to face your current situation | | | | dividends. Don't fall for the instant |
| and take action to address it. | | | | gratification culture we are immersed |
| On the other side you will find personal | | | | in. Think long term. |
| freedom and self respect, you will have | | | | Stay away from tv. Not only is it mind |
| set yourself free from the marketing | | | | rotting and full of propaganda, it is |
| ploys of the advertisers and will no | | | | loaded with advertising for things you |
| longer be held in thrall to the | | | | don't need, don't really want and you |
| sophisticated advertising for items you | | | | don't want to waste your money here. |
| don't need, don't want and no longer | | | | Invest in a financial education |
| will you be willing to waste money on | | | | programme. A blatant plug, but The |
| toys and games that stop you thinking, | | | | Ultimate Entrepreneur worked for me and |
| that stop you experiencing real life. | | | | it can work for you too. |
| So Be Responsible! | | | | This process may seem dry and dull, but |
| Create a realistic financial strategy | | | | once you start exercising the self |
| that works. Financial prosperity is a | | | | control muscle, once you start seeing |
| direct result of your lifestyle, hard | | | | your savings pile up, it will become a |
| work, determination, self discipline, | | | | wonderfully fulfilling even exciting |
| control and planning. Start working | | | | venture. You'll enjoy being frugal and |
| towards understanding money and how it | | | | you'll see the endless marketing ploys |
| works. | | | | for what they really are, a cynical |
| Good earnings do not always add up to | | | | exploitation of the masses who don't |
| wealth, but good money habits can and | | | | understand just how many ways they are |
| do. | | | | being fleeced by the small number of men |
| Action Plan | | | | who run the banks and major corporations |
| Live below your means - simple, straight | | | | of the world. |
| forward and obvious. Why do so many of | | | | Developing your self discipline and |
| us ignore this simple rule? Start living | | | | control in your finances will enable you |
| below your means and save the money you | | | | to exercise the same skills in your |
| don't spend every month. A much better | | | | personal and professional life. You'll |
| strategy than always running short, and | | | | become a happier, more creative and more |
| you'll feel better when you live it. | | | | productive person. You'll like yourself |
| Use your time, energy and money | | | | a whole lot more, and you'll have money |
| effectively in ways that are conducive | | | | to spend where once you had none. |
| to building wealth. | | | | Sounds like a good plan to me. |