| We all have pipedreams about our finances, we | | | | |
| dream that we will become prosperous and | | | | Recognise financial independence is more |
| financially sucessful and independent without | | | | important than high social status. ie. the |
| having to do anything, whether we attract it | | | | Louboutins are not worth spending next |
| by luck, marriage, inheritance or | | | | month's mortgage payment on.... |
| intelligence. | | | | |
| | | | Do not be dependent on anyone else |
| This is nonsense. Sorry if that's a bit harsh | | | | financially, either an ex, your parents or |
| sounding, maybe I've just popped your bubble? | | | | friends. Stand on your own. |
| | | | |
| Well, Good! because you're never going to | | | | Be self sufficient and teach your children to |
| gain financial independence thinking like | | | | be self sufficient, otherwise you'll be |
| that. | | | | paying their bills when they're 30. |
| | | | |
| You must sacrifice self destructive habits | | | | Start recognising and exploiting marketing |
| that are detrimental to your financial good | | | | and money making opportunities. |
| health; exorbitant spending, destructive | | | | |
| mindsets and an inability to face your | | | | Save now and keep saving until you can live |
| current situation and take action to address | | | | off your interest and investment dividends. |
| it. | | | | Don't fall for the instant gratification |
| | | | culture we are immersed in. Think long term. |
| On the other side you will find personal | | | | |
| freedom and self respect, you will have set | | | | Stay away from tv. Not only is it mind |
| yourself free from the marketing ploys of the | | | | rotting and full of propaganda, it is loaded |
| advertisers and will no longer be held in | | | | with advertising for things you don't need, |
| thrall to the sophisticated advertising for | | | | don't really want and you don't want to waste |
| items you don't need, don't want and no | | | | your money here. |
| longer will you be willing to waste money on | | | | |
| toys and games that stop you thinking, that | | | | Invest in a financial education programme. A |
| stop you experiencing real life. | | | | blatant plug, but The Ultimate Entrepreneur |
| | | | worked for me and it can work for you too. |
| So Be Responsible! | | | | |
| | | | This process may seem dry and dull, but once |
| Create a realistic financial strategy that | | | | you start exercising the self control muscle, |
| works. Financial prosperity is a direct | | | | once you start seeing your savings pile up, |
| result of your lifestyle, hard work, | | | | it will become a wonderfully fulfilling even |
| determination, self discipline, control and | | | | exciting venture. You'll enjoy being frugal |
| planning. Start working towards understanding | | | | and you'll see the endless marketing ploys |
| money and how it works. | | | | for what they really are, a cynical |
| | | | exploitation of the masses who don't |
| Good earnings do not always add up to wealth, | | | | understand just how many ways they are being |
| but good money habits can and do. | | | | fleeced by the small number of men who run |
| | | | the banks and major corporations of the |
| Action Plan | | | | world. |
| | | | |
| Live below your means - simple, straight | | | | Developing your self discipline and control |
| forward and obvious. Why do so many of us | | | | in your finances will enable you to exercise |
| ignore this simple rule? Start living below | | | | the same skills in your personal and |
| your means and save the money you don't spend | | | | professional life. You'll become a happier, |
| every month. A much better strategy than | | | | more creative and more productive person. |
| always running short, and you'll feel better | | | | You'll like yourself a whole lot more, and |
| when you live it. | | | | you'll have money to spend where once you had |
| | | | none. |
| Use your time, energy and money effectively | | | | |
| in ways that are conducive to building | | | | Sounds like a good plan to me. |
| wealth. | | | | |