Getting in Financial Shape For 2008 - Part 4 - Be Responsible

We all have pipedreams about our finances, wethan high social status. ie. the Louboutins are not worth
dream that we will become prosperous and financiallyspending next month's mortgage payment on....
sucessful and independent without having to doDo not be dependent on anyone else financially, either
anything, whether we attract it by luck, marriage,an ex, your parents or friends. Stand on your own.
inheritance or intelligence.Be self sufficient and teach your children to be self
This is nonsense. Sorry if that's a bit harsh sounding,sufficient, otherwise you'll be paying their bills when
maybe I've just popped your bubble?they're 30.
Well, Good! because you're never going to gainStart recognising and exploiting marketing and money
financial independence thinking like that.making opportunities.
You must sacrifice self destructive habits that areSave now and keep saving until you can live off your
detrimental to your financial good health; exorbitantinterest and investment dividends. Don't fall for the
spending, destructive mindsets and an inability to faceinstant gratification culture we are immersed in. Think
your current situation and take action to address it.long term.
On the other side you will find personal freedom andStay away from tv. Not only is it mind rotting and full of
self respect, you will have set yourself free from thepropaganda, it is loaded with advertising for things you
marketing ploys of the advertisers and will no longerdon't need, don't really want and you don't want to
be held in thrall to the sophisticated advertising forwaste your money here.
items you don't need, don't want and no longer will youInvest in a financial education programme. A blatant
be willing to waste money on toys and games thatplug, but The Ultimate Entrepreneur worked for me
stop you thinking, that stop you experiencing real life.and it can work for you too.
So Be Responsible!This process may seem dry and dull, but once you
Create a realistic financial strategy that works. Financialstart exercising the self control muscle, once you start
prosperity is a direct result of your lifestyle, hard work,seeing your savings pile up, it will become a
determination, self discipline, control and planning. Startwonderfully fulfilling even exciting venture. You'll enjoy
working towards understanding money and how itbeing frugal and you'll see the endless marketing ploys
works.for what they really are, a cynical exploitation of the
Good earnings do not always add up to wealth, butmasses who don't understand just how many ways
good money habits can and do.they are being fleeced by the small number of men
Action Planwho run the banks and major corporations of the
Live below your means - simple, straight forward andworld.
obvious. Why do so many of us ignore this simpleDeveloping your self discipline and control in your
rule? Start living below your means and save thefinances will enable you to exercise the same skills in
money you don't spend every month. A much betteryour personal and professional life. You'll become a
strategy than always running short, and you'll feelhappier, more creative and more productive person.
better when you live it.You'll like yourself a whole lot more, and you'll have
Use your time, energy and money effectively in waysmoney to spend where once you had none.
that are conducive to building wealth.Sounds like a good plan to me.
Recognise financial independence is more important